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Shop with Openpay

We are a buy now, pay later service with a difference. With longer terms across a variety of industries, we allow you to pay over time for the things you need and want.

How Openpay works

Ease to use


Get what you want and need today across various industries.

Open Pay Application


Select Openpay as your payment option to create a plan.

Flexible payments


Take control by setting your payments to suit your schedule.



Sit back and relax, knowing that you've got time to pay. We direct debit the payments so you can focus on life.

Information about Openpay

What is required to use Openpay?

To sign up with Openpay you must:
1. Be 18 years or older
2.Provide valid Australian ID (or New Zealand ID if a resident there)
3.Provide a valid email address and two contact phone numbers
4.Provide a valid Visa or MasterCard, both credit or debit cards are acceptable.

How are payments made?

Payments are taken automatically as scheduled from your nominated credit or debit Visa or Mastercard. You can also make a payment early through the Openpay app.

Is Openpay a credit card?

No. Openpay makes buy now, pay later, payment plans available. You do not need to hold and manage another credit or store card. You do however need an existing Visa or Mastercard to use Openpay.

Is Openpay safe & secure?

Yes, protecting your information is very important to us. Openpay is a Level 1 PCI DSS Compliant Provider. This means that all sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View the Openpay privacy policy here.

Read the full terms and conditions at

Fees and charges may apply.